Foreclosure and Trustee's Sale Timeline

  Day Number Event
    Day 1 Record Notice of Default
    Within 10 business days Mail Notice of Default
    After 3 months Set sale date
    25 days before the sale date Send Notice of Sale to IRS
    20 days before the sale date Publish, post, mail Notice of Sale
    14 days before the sale date Record Notice of Sale
    7 days before the sale date Trustee cannot sell for 7 days after expiration of court order
    5 business days before the sale date Right of borrower to reinstate ends
    Sale date Sold at Trustee's Sale

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  Please note: Some states may vary in their legal definitions, time frames, notice periods, requirements, and the foreclosure process.